Using deception to obtain information about a consumer (such as pretending to do a telephone survey).Contacting friends, neighbors or employers about a debt.Repeated phone calls late at night or early in the morning.Overzealous and occasionally unscrupulous debt collectors have given the field of debt collection a history of abusive practices. Although debtors are bound to honor their contracts (with a few exceptions for bankruptcies), they should not find themselves subject to harassing and deceptive collection practices. Many people finding themselves subject to debt collection may already be experiencing a broad range of financial and personal difficulties. Preface | User's Guide | Table of Contents | Print SourcebookÄebt collection practices, whether by creditors, collection agencies, or attorneys, are a frequent and often emotionally charged source of consumer complaints. Registered Health Clubs & Martial Arts Schools.
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